What federal tax deductions can you take for a mortgage and other home ownership expenses?
What federal tax deductions can you take for a mortgage and other home ownership expenses?
A condominium offers many of the advantages of home ownership with fewer of the hassles. That is, unless you're talking about getting a mortgage for one.
A condominium offers many of the advantages of home ownership with fewer of the hassles. That is, unless you're talking about getting a mortgage for one.
Wondering if you can qualify for a home equity loan? Recent indications suggest that second mortgages are on the rebound, but that doesn't necessarily mean they're easier to get.
Wondering if you can qualify for a home equity loan? Recent indications suggest that second mortgages are on the rebound, but that doesn't necessarily mean they're easier to get.
Mortgage rates have been on the rise. Is this your last, best chance to refinance and save money with a super low rate?
Mortgage rates have been on the rise. Is this your last, best chance to refinance and save money with a super low rate?
You don't hear much about adjustable-rate mortgages these days, but for the right kind of borrower, they're still an attractive option.
You don't hear much about adjustable-rate mortgages these days, but for the right kind of borrower, they're still an attractive option.
With housing prices and mortgage rates as low as they are, many are tempted to take the plunge and become first-time homeowners. But how do you know if you're truly ready?
With housing prices and mortgage rates as low as they are, many are tempted to take the plunge and become first-time homeowners. But how do you know if you're truly ready?
The CFPB has rolled out long-awaited new rules for residential mortgages. So what will be the impact on mortgage borrowers?
The CFPB has rolled out long-awaited new rules for residential mortgages. So what will be the impact on mortgage borrowers?
Long-awaited "qualified mortgage" rules have been issued by the CFPB, setting forth guidelines to protect borrowers from predatory lending.
Long-awaited "qualified mortgage" rules have been issued by the CFPB, setting forth guidelines to protect borrowers from predatory lending.
Some 3.8 million homeowners will share in an $8.5 billion settlement over improper foreclosure and mortgage servicing practices.
Some 3.8 million homeowners will share in an $8.5 billion settlement over improper foreclosure and mortgage servicing practices.
The home appraisal is very important when refinancing a mortgage. So how can you make sure you get the highest appraisal possible?
The home appraisal is very important when refinancing a mortgage. So how can you make sure you get the highest appraisal possible?
The way mortgage rates have been falling the past three years, a lot of homeowners are not only refinancing their mortgages, they're doing it for a second or even a third time.
The way mortgage rates have been falling the past three years, a lot of homeowners are not only refinancing their mortgages, they're doing it for a second or even a third time.
Should you be worried that Congress will take away your mortgage interest deduction as part of the "fiscal cliff" negotiations? For most homeowners, the answer is "no."
Should you be worried that Congress will take away your mortgage interest deduction as part of the "fiscal cliff" negotiations? For the great majority of homeowners, the answer is "no."
Now that the election is behind us, current and potential homeowners may be wondering what will be the impact of Obama's re-election on the housing markets?
Now that the election is behind us, current and potential homeowners may be wondering what will be the impact of Obama's re-election on the mortgage and housing markets?
You've probably heard that it's a good idea to check your credit reports for errors once a year. But which errors are the ones that do the most damage to your credit score?
You've probably heard that it's a good idea to check your credit reports for errors once a year. But which errors are the ones that do the most damage to your credit score?
Been thinking about buying a home? Well, maybe you should put it on your Christmas list.
Been thinking about buying a home? Well, maybe you should put it on your Christmas list.
You probably knew that homeowners can refinance underwater mortgages through the Home Affordable Refinance Program. HARP is now available for other types of properties as well.
You probably knew that homeowners can refinance underwater mortgages through the Home Affordable Refinance Program. HARP is now available for other types of properties as well.
If you're applying for a mortgage for the first time, the whole process can seem pretty intimidating. There's a lot to understand and it can get confusing at times.
If you're applying for a mortgage for the first time, the whole process can seem pretty intimidating. There's a lot to understand and it can get confusing at times.
There are a lot of good reasons to refinance your mortgage, especially with rates as low as they are. But there can be some pretty good reasons not to refinance as well.
There are a lot of good reasons to refinance your mortgage, especially with rates as low as they are. But there can be some pretty good reasons not to refinance as well.
There are a lot of people with decent incomes who would like to buy a house right now but are afraid they can't come up with the down payment.
There are a lot of people with decent incomes who would like to buy a house right now but are afraid they can't come up with the down payment.
Bank of America is erasing the debt on 150,000 second liens for mortgage borrowers in financial difficulty.
Bank of America is erasing the debt on 150,000 second liens for mortgage borrowers in financial difficulty.
With home prices and mortgage rates as low as there are, it's an attractive time for young people to buy their first home.
With home prices and mortgage rates as low as there are, it's an attractive time for young people to buy their first home.
You don't hear a lot about adjustable-rate mortgages (ARMs) these days. That's too bad, because they're still a good choice for many homebuyers, believe it or not.
You don't hear a lot about adjustable-rate mortgages (ARMs) these days. That's too bad, because they're still a good choice for many homebuyers, believe it or not.
Can you qualify for a mortgage to buy a home? It's a straightforward question, but often one without a simple answer.
Can you qualify for a mortgage to buy a home? It's a straightforward question, but often one without a simple answer.
Mortgage lenders would have to offer borrowers a straightforward "no fee" home loan to make it easier to compare competing offers under a set of new rules proposed.
Mortgage lenders would have to offer borrowers a straightforward "no fee" home loan to make it easier to compare competing offers under a set of new rules proposed.
Though home prices and mortgage rates are both unusually low right now, many borrowers are also short of money. So the 40-year mortgage may be an attractive option for them.
Though home prices and mortgage rates are both unusually low right now, many borrowers are also short of money. So the 40-year mortgage may be an attractive option for them.
If you have a retirement account, you may be able to borrow from it to help pay for a home, but it's an area where you ought to proceed with caution.
If you have a retirement account, you may be able to borrow from it to help pay for a home, but it's an area where you ought to proceed with caution.
When shopping for a mortgage, most borrowers focus on trying to get the lowest rate. But you can also save a lot of money by paying attention to the fees paid at closing.
When shopping for a mortgage, most borrowers focus on trying to get the lowest rate. But you can also save a lot of money by paying attention to the fees paid at closing.
U.S. home values appear to have bottomed out, posting their first annual increase in five years, according to the newest Zillow market report.
U.S. home values appear to have bottomed out, posting their first annual increase in five years, according to the newest Zillow market report.
With interest rates as low as they are, a lot of borrowers are being tempted by 15-year fixed-rate mortgages. But for many, a 30-year loan may still be the best option.
With interest rates as low as they are, a lot of borrowers are being tempted by 15-year fixed-rate mortgages. But for many, a 30-year loan may still be the best option.
While being self-employed can offer a lot of advantages, it can also make it more difficult to qualify for a mortgage when you want to buy a home.
While being self-employed can offer a lot of advantages, it can also make it more difficult to qualify for a mortgage when you want to buy a home.