Home coverage comes in handy as severe weather hits - KAIT Jonesboro, AR - Region 8 News, weather, sports

Home coverage, plans come in handy as severe weather hits

Homeowners insurance may be a small price to pay in the event of severe weather. Homeowners insurance may be a small price to pay in the event of severe weather.
  • WildfiresMore>>

  • Forest Service spends record $2B battling forest fires

    Forest Service spends record $2B battling forest fires

    Thursday, September 14 2017 6:09 PM EDT2017-09-14 22:09:58 GMT
    Friday, September 15 2017 7:51 AM EDT2017-09-15 11:51:53 GMT
    The U.S. Forest Service has spent more than $2 billion battling forest fires that are blackening the American West.
    The U.S. Forest Service has spent more than $2 billion battling forest fires that are blackening the American West.
  • US West's wildfires spark calls to thin tree-choked forests

    US West's wildfires spark calls to thin tree-choked forests

    Wednesday, September 13 2017 5:40 PM EDT2017-09-13 21:40:10 GMT
    Wednesday, September 13 2017 6:32 PM EDT2017-09-13 22:32:37 GMT
    Wildfires that are blackening the American West in one of the nation's worst fire seasons have ignited calls to thin forests that have become so choked with trees that they are at "powder keg levels.".
    Wildfires that are blackening the American West in one of the nation's worst fire seasons have ignited calls to thin forests that have become so choked with trees that they are at "powder keg levels.".
  • Zinke directs more aggressive approach to prevent wildfires

    Zinke directs more aggressive approach to prevent wildfires

    Tuesday, September 12 2017 6:32 PM EDT2017-09-12 22:32:15 GMT
    Tuesday, September 12 2017 7:57 PM EDT2017-09-12 23:57:38 GMT
    Interior Secretary Ryan Zinke is directing all land managers and park superintendents to be more aggressive in cutting down small trees and underbrush to prevent wildfires.
    Interior Secretary Ryan Zinke is directing all land managers and park superintendents to be more aggressive in cutting down small trees and underbrush to prevent wildfires.
  • FloodsMore>>

  • APNewsBreak: 'Why me?' Survivor recounts flash flood horror

    APNewsBreak: 'Why me?' Survivor recounts flash flood horror

    Wednesday, September 20 2017 6:39 PM EDT2017-09-20 22:39:38 GMT
    Thursday, September 21 2017 2:49 AM EDT2017-09-21 06:49:35 GMT
    The man who survived an Arizona flash flood that killed 10 of his family members says he believes it was luck that allowed him to save his 1-year-old daughter from the onslaught.
    The man who survived an Arizona flash flood that killed 10 of his family members says he believes it was luck that allowed him to save his 1-year-old daughter from the onslaught.
  • Study: FEMA's Houston flood maps outdated long before Harvey

    Study: FEMA's Houston flood maps outdated long before Harvey

    Wednesday, September 20 2017 4:15 PM EDT2017-09-20 20:15:36 GMT
    Wednesday, September 20 2017 8:00 PM EDT2017-09-21 00:00:46 GMT
    A study of part of southeast Houston suggests that the Federal Emergency Management Agency's flood plain maps were woefully out-of-date long before Hurricane Harvey ravaged the Texas Gulf Coast.
    A study of part of southeast Houston suggests that the Federal Emergency Management Agency's flood plain maps were woefully out-of-date long before Hurricane Harvey ravaged the Texas Gulf Coast.
  • AP Exclusive: Evidence of spills at toxic site during floods

    AP Exclusive: Evidence of spills at toxic site during floods

    Tuesday, September 19 2017 3:32 AM EDT2017-09-19 07:32:16 GMT
    Tuesday, September 19 2017 6:46 PM EDT2017-09-19 22:46:51 GMT
    The government has received reports of three spills at one of Houston's dirtiest toxic waste sites since Hurricane Harvey.
    The government has received reports of three spills at one of Houston's dirtiest toxic waste sites since Hurricane Harvey.
  • TornadoesMore>>

  • NWS confirms EF0 tornado hit Jackson Co.

    NWS confirms EF0 tornado hit Jackson Co.

    Thursday, August 31 2017 8:55 PM EDT2017-09-01 00:55:14 GMT

    The National Weather Service has confirmed the storm that blew though the Gulf Park Estates neighborhood Wednesday morning spun up an EF0 tornado.

    The National Weather Service has confirmed the storm that blew though the Gulf Park Estates neighborhood Wednesday morning spun up an EF0 tornado.

  • Possible tornado causes damage and power outages across Stewart, Webster counties

    Possible tornado causes damage and power outages across Stewart, Webster counties

    Wednesday, April 5 2017 9:17 PM EDT2017-04-06 01:17:31 GMT
    (Source: Jose Zozaya/WTVM)(Source: Jose Zozaya/WTVM)

    In Webster County, winds collapsed a warehouse building along Highway 520. In Stewart County, even more destruction to a group of houses right on a chicken farm, one house completely gone, and neighbors made their way out there to clear the debris before emergency crews could arrive.

    In Webster County, winds collapsed a warehouse building along Highway 520. In Stewart County, even more destruction to a group of houses right on a chicken farm, one house completely gone, and neighbors made their way out there to clear the debris before emergency crews could arrive.

  • Waterspouts form off NC coast

    Waterspouts form off NC coast

    Monday, July 10 2017 3:11 PM EDT2017-07-10 19:11:37 GMT
    Monday, July 10 2017 3:11 PM EDT2017-07-10 19:11:37 GMT

    There are two types of waterspouts, according to the National Ocean Service. Tornadic waterspouts are tornadoes that form over the water or move from land to water, and they have the same characteristics.

    There are two types of waterspouts, according to the National Ocean Service. Tornadic waterspouts are tornadoes that form over the water or move from land to water, and they have the same characteristics.

(RNN) - Natural disasters come as a harrowing surprise to all homeowners, but the lack of insurance can be both surprising and costly.

The U.S. suffered nearly $65 billion in insured losses following natural disasters in 2012, according to the National Association of Insurance Commissioners. Those numbers are up from the $43 billion recorded in 2011.

One insurance company is helping homeowners protect their homes and possessions with a new smartphone application.

Allstate Insurance has created the "Allstate Digital Locker," which allows homeowners to take photos from room to room of images that could be damaged in the event of devastating severe weather. The photos are archived for future claims.

"There are a lot of things that can happen to a home, but there are also a lot of things you can do proactively that would make things easier in the event of damage of loss," said Ron Stouffer, senior vice president at Allstate Insurance in a news release.

In a 2012 survey of adults with homeowner or rental insurance, Allstate found that 43 percent of respondents were concerned about damages because of natural disasters. Nearly 22 percent of respondents were not sure if their insurance covered natural disasters, while 53 percent believed the U.S. has dealt with more natural disasters through the last several years.

Nearly a third of respondents did not know if their insurance would cover natural disasters at all, while only 8 percent said if they would take their insurance information with them if they were forced to evacuate their homes.

Allstate isn't the only group creating severe weather preparedness technology.

The National Association of Insurance Commissioners also created an app to help homeowners collect and keep records of their homes in the event of natural disasters.

Both apps are available on iPhone, iPad and Android devices.

The new apps for insurance and preparedness for severe weather come as many insurance companies have withdrawn coverage in states with high severe weather occurrences, according to the Insurance Journal.

"Getting through these incidents can be made considerably easier by taking the time to identify what you have and to learn what your policy covers," said Stouffer.

FEMA has prepared awareness plans on its website in both English and Spanish, so citizens can be prepared in every aspect.

"Every year, thousands of people are impacted by severe weather threats such as tornadoes and severe weather," FEMA says on its website.

In initiatives by FEMA and NOAA, the groups created National Severe Preparedness Week. Recognized March 3-9, 2013, states prepped for severe weather specific to their state in the forms of tornado and hurricane drills, flood preparations and other severe weather related incidents, such as power outages.

In 2012, data showed that severe weather caused nearly 2,600 injuries and caused more than 450 deaths.

The No. 1 cause of deaths in severe weather in 2011 was tornadoes, according to statistics gathered by the National Weather Service's U.S. Natural Hazards Statistics.

NOAA also has a calendar of severe weather preparation events by state on its website.

Insure Online suggests that homeowners should shop around before purchasing insurance, compare prices to other homes in your price range and knowing your coverage plan well.

Copyright 2013 Raycom News Network. All rights reserved.

  • Watching Jose & MariaHurricane season 2017: MariaMore>>

  • Puerto Ricans hunt for precious Wi-Fi and cell signals

    Puerto Ricans hunt for precious Wi-Fi and cell signals

    Monday, September 25 2017 12:08 PM EDT2017-09-25 16:08:18 GMT
    Monday, September 25 2017 12:59 PM EDT2017-09-25 16:59:25 GMT
    Thousands of Puerto Ricans are spending hours hunting for a resource nearly as precious as power and water in the wake of Hurricane Maria: communications.
    Thousands of Puerto Ricans are spending hours hunting for a resource nearly as precious as power and water in the wake of Hurricane Maria: communications.
  • House speaker promises aid for Puerto Rico hurricane victims

    House speaker promises aid for Puerto Rico hurricane victims

    Monday, September 25 2017 10:37 AM EDT2017-09-25 14:37:49 GMT
    Monday, September 25 2017 12:59 PM EDT2017-09-25 16:59:09 GMT
    House Speaker Paul Ryan promises that Washington will make sure that the people of hurricane-devastated Puerto Rico will "have what they need.".
    House Speaker Paul Ryan promises that Washington will make sure that the people of hurricane-devastated Puerto Rico will "have what they need.".
  • Official: Hurricane Maria set Puerto Rico back decades

    Official: Hurricane Maria set Puerto Rico back decades

    Sunday, September 24 2017 11:07 AM EDT2017-09-24 15:07:04 GMT
    Monday, September 25 2017 12:51 PM EDT2017-09-25 16:51:21 GMT

    Large amounts of federal aid are starting to flow into Puerto Rico and local officials are praising the Trump administration's response.

    Large amounts of federal aid are starting to flow into Puerto Rico and local officials are praising the Trump administration's response.

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