Digital proof of insurance will soon be accepted in AR and MO

JONESBORO, AR (KAIT) - Keeping your proof of insurance in the glove box is now only an option, not a requirement.

Arkansas and Missouri residents will be able to show their proof of insurance on any handheld electronic device. This new law applies to traffic stops and trips to the DMV.

Many in the Region 8 community said this change makes life easier for everyone.

"Move us up a little notch. I think it's great," Jonesboro resident Ann Nuckles said.

"I think it would make it easier for people to get through the pull over a little faster so and also let the officers have more time to do what they need to do," Cash resident Sarah Jones said.

"Pop it up and have it right there and they can read it. And, you know, everything's official," Jonesboro resident Jammie Thomas said.

The new law states people can show proof of insurance on any portable electronic device as long as it is displayed as clearly as their paper copy. "I love the modern technology. I'm not real good at it, but I think it's great. If someone would show me how to do it, I would do it," Nuckles said.

Insurance companies are also excited for the change. "I don't see anything but positives. I mean any kind of technological advance usually ends up being good for everybody," Farmers Insurance Group Agent Rodney Hannah said.

Hannah said the new law will benefit police and insurance companies, but mostly customers. "We get requests on a fairly regular basis from people who have either misplaced their I. D. card or can't find it or has an old one in the box. We've even actually had to deliver them on the scene before to kind of help people out."

Hannah said the new law will save the community money. "If you get pulled over and you don't have a current copy, even if you have insurance, you're still subject to, I believe, a 25 or 35 dollar fine. So there's no reason for people who actually have current insurance to be penalized just because they've misplaced their card."

It will also save Arkansas residents time. "If you don't have a current copy on you, they'll write you a ticket, and you have to take the time to go up to the police department, get a current copy just to prove that you did have it," Hannah said.

This is the final step to going completely online for insurance. "That's true. Except for the service. You're always gonna get service from a local agent," Hannah said.

More than half of the states in the U.S. now offer this option. Arkansas residents can start using this electronic method August 16. The law goes into effect for Missourians on August 28.

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