Arkansas "Security Freeze" on Credit Reports Takes Effect January 1 - KAIT Jonesboro, AR - Region 8 News, weather, sports

Little Rock, AR

Arkansas "Security Freeze" on Credit Reports Takes Effect January 1

LITTLE ROCK, AR - Arkansas consumers will have a new weapon against identity thieves that will allow them to place a freeze on their credit reports when 2008 begins on Tuesday.  The measure allowing consumers to place "security freezes" on their credit reports tops several new laws that take effect with the new year.

Under the "security freeze" measure, consumers who have been the victims of identity theft can ask credit reporting agencies to place a freeze on their credit reports.  The freeze prevents credit agencies from releasing the consumer report or credit score of the customer in response to a request to open a new account or to extend credit.  Deputy Attorney General Jim DePriest said that, if a lender runs a credit check and there's a freeze on the account, that stops an identity thief in his tracks.

(The Associated Press contributed to this report.)

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